Florida "Granddriver" Mature Driver Discount Insurance Course
Florida Mature Driver Improvement Program
Florida Seniors Defensive Driving Course
Florida 55 Alive | Senior Citizen Age 55+ Auto Insurance Discount Class
Florida Mature Driver Improvement Programs
Florida Senior drivers age 55 and over can take the mature driver improvement online course and get a discount on their auto insurance. Mature driver courses are inexpensive compared to the long-term insurance discount savings they can obtain.
While prices vary from state to state, online courses often range from $19 to $30, and you’ll save anywhere from 5% to 20% on your insurance every year with the discount, usually for three years. After three years, you can simply renew your discount by taking a course again. Some organizations even offer shorter courses if you’ve already taken one class and only need a refresher course.
States That Require The Senior Discount
Many states require/mandate auto insurance companies provide the senior course discount when their senior residents complete the course. Most insurance providers will give a discount for completing this course even if your state law may not mandate it.
Check with your auto insurance agent or company for more details.
Eligibility varies according to state law and your car insurer's policies, although the discounts are most commonly offered to seniors age 55. However, even if you're not eligible for a discount, a defensive driver training course may be worth considering, as it will help you improve your driving skills and stay safe on the road.
Section 627.0652, Florida Statutes, authorizes drivers who are 55 years of age or older to complete a Mature Driver (Senior Citizen) Discount course that is approved by the Florida Department of Highway Safety and Motor Vehicles (FLHSMV). Upon successful completion of the course, the driver can provide the completion certificate to their insurance company for an insurance discount. The amount of the discount is at the discretion of each insurance company and will typically last for three years as long as the driver:
- Is not involved in a crash for which the insured is cited; and
- Is neither convicted, nor pleads guilty or nolo contendere (no contest) to a moving violation.
Summary
Many car insurance companies provide discounts to drivers who take senior defensive driving classes, and the discounts typically range from 5% to 20% off your car insurance premium. The courses usually take two to eight hours online, and they cover safety information, driving techniques and local driving laws. You do not have to complete the online course all at once. You may stretch it out as long as you need or want.
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